The Small Business Administration (SBA) is a federal agency dedicated to helping entrepreneurs improve their small businesses, take advantage of contracting opportunities, and gain access to small business loans.
Chase Capital Funding offers SBA 7(a) loans ranging from $50,000 – $4,000,000 for owner- occupied real estate and leasehold improvements, business equipment, permanent working capital, and refinancing existing debt.
Applying and Qualifying to and SBA loan with Chase Capital Funding is easier than you think.
Purchase 10% Down Payment.
Refinance 15% Equity only.
Loan amounts up to $5Million.
Cost of Remodeling on a purchase financed.
Improvements already done on properties financed.
Working Capital, or business line of credit.
Rental income used to qualify and offset payments.
Capture ratio of 1.2%. 10) Personal Fico Score is not a factor.
Overall common sense creditworthiness.
One Borrower can have unlimited properties up to $5Million all loans combined.
Cost of loan worked into the loan.
51% Owner occupied only.
Short pays on Credit History, does not disqualify.
No Real estate Properties also financed for businesses only.
Feel free to contact us if you may have any questions. You may also call Ralph Hartounian (CEO/Broker) at (818) 321-4947.
Services available in CA, AZ, ID, NM, WA, WY, TX, UT and NV.
Recently Approved Transactions
Italian Restaurant in Highland Park, CA
$1,350,000 Loan Requested
The Oinkster #2 Restaurant, Hollywood, CA
$1,250,000 Loan Requested
Carpet Retail Shop in Burbank, CA
$1,150,000 Loan Requested
Carl’s Jr. and Wienerschnitzel, Riverside, CA
$2,500,000 Loan Requested
An operator of a successful daycare center in the Deep South wanted to open another location and needed a small business loan to purchase a building, renovate it, and buy the necessary furnishings and equipment.
Due to the industry type and the dependence on subsidized programs for revenue, she was unable to secure traditional financing.
A local referral partner sent the deal to CRF, knowing our commitment to small business loans that create high community impact.
After careful analysis, CRF found a history of positive margins for the current daycare center, extensive owner experience in the childcare industry, and projections that demonstrated adequate cash flow and debt service coverage
CRF was able to provide an SBA 7(a) loan for slightly less than $800,000.
A minority- and woman-owned business is opening in a low-income community.
The daycare center is projected to provide 22 jobs.
CRF offers SBA 7(a) loans ranging from $50,000 - $4,000,000 for owner-occupied real estate and leasehold improvements, business equipment, permanent working capital, and refinancing existing debt.
A growing 11-year-old online retailer of return, overstock and damaged merchandise items from large retailers needed financing for the purchase and renovation of a larger building as well as working capital.
Because the owner was expanding from a 10,000 square feet building to a 70,000 square feet building, the bank wasn't comfortable providing the loan.
A local referral partner sent the deal to CCF
CCF analysis revealed a business with a successful history, an industry with a projected growth rate of more than 13%, and a strong equity injection from the borrower.
CCF was able to provide a $1 million SBA 7(a) loan.
An immigrant-owned business expanded in a low-income community.
Seventeen jobs were retained with projections to create ten more over the next two years.
rural cabinet manufacturer struggled for three years during the recession, but had seen two years of revenue growth.
The owners needed to consolidate debt by refinancing eight loans, but was unable to obtain bank financing due to the three years of losses.
A local referral partner sent the deal to CRF.
Analysis revealed very experienced owners, with a stellar reputation, who had guided the business through the worst economic downturn in the company's 40+ year history.
CCF CHASE CAPITAL FUNDING also found adequate collateral coverage and was able to provide a $2.1 million SBA 7(a) loan to refinance their debt.
A rural business, 50% veteran-owned, was able to significantly lower its debt payments.
Seventy jobs were retained.
CCF offers SBA 7(a) loans ranging from $50,000 - $4,000,000 for owner-occupied real estate and leasehold improvements, business equipment, permanent working capital, and refinancing existing debt.